Boat Insurance

Customized boat insurance quotes

Boat insurance in MN. Sailboat on the water viewed from above.


Boat insurance ensures a minimum amount of coverage is available in case you cause property damage or injury to another person with your watercraft. In addition to liability, there are a variety of optional coverages that may be right for you, depending on your boat and how you use it. We’ll help you customize your policy with quality coverage options and compare top insurance companies to find great rates.

Boat Insurance Coverage

  • Watercraft Liability Covers property damage or bodily injury you cause to another party with your watercraft.
  • Collision Covers physical damage to your boat caused by a collision with an object or watercraft.
  • Comprehensive Covers physical damage to your boat caused by something other than a collision.
  • Uninsured/Underinsured Covers bodily injury you sustain in an accident caused by a boater that has too little or no insurance.
  • Medical Payments Covers medical expenses caused by an accident, without regard to fault.
  • On-water Towing Covers the cost of towing your boat back to shore if it becomes disabled on the water.
  • Fishing Equipment Covers rods, reels, and other fishing equipment if it is lost or stolen.
  • And More There are even more coverage options that might be valuable to you, depending on your needs.

Watercraft We Can Cover

  • Fishing boats
  • Cabin cruisers
  • Wakeboard boats
  • Waverunners
  • Jet boats
  • Sailboats
  • And more


  • Pay in full
  • Multi policy
  • EFT payments
  • Boater safety course
  • Claims free

It’s easy to compare top insurance companies

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