Car insurance in MN. Woman driving an SUV

Customized car insurance quotes

Car insurance is required by law in most states because it ensures a minimum amount of coverage is available in case you cause property damage or injury to another person with your vehicle. In addition to what’s required by law, there are a variety of optional coverages. We’ll help you customize your policy with quality coverage options and compare top insurance companies to find great rates.

Car Insurance Coverage

  • Liability Covers property damage or bodily injury you cause to another party with your vehicle.
  • Collision Covers physical damage to your vehicle caused by a collision with an object or vehicle.
  • Comprehensive Covers physical damage to your vehicle caused by something other than a collision.
  • Uninsured/Underinsured Covers bodily injury you sustain in an accident caused by a driver that has too little or no insurance.
  • Personal Injury Protection (PIP) Covers medical expenses and lost wages without regard to fault, up to a specified limit.
  • Roadside Assistance Covers towing and other emergency assistance if your vehicle becomes disabled on the road.
  • Rental Reimbursement Covers a rental car while your vehicle is being repaired from a covered incident.
  • And More There are even more coverage options that might be valuable to you, depending on your needs.

Car Insurance Agency in Plymouth MN

We’re a local, independent insurance agency located in Plymouth, MN. Working with a local agent means you’ll benefit from:

  • Local expertise
  • In-person service
  • Claims assistance
  • Keeping more of your money in the community

Vehicles We Can Cover

  • Private passenger cars / trucks
  • Business vehicles
  • Classic cars
  • Exotic cars
  • Motorhomes
  • Motorcycles

Discounts

  • Pay in full
  • Multi policy
  • EFT payments
  • Defensive driver certificate
  • Anti-theft devices
  • Good student
  • Student away from home
  • Education
  • Homeowner

Car Insurance FAQ

What does car insurance cover?

Car insurance protects you financially if you’re responsible for causing damage or injury to another person with your vehicle. It can also include coverage for damage to your own vehicle, your medical expenses, roadside assistance, and more.

How does driving record affect rates?

Accidents and tickets typically increase insurance premiums because they indicate higher risk. The amount of time an insurance company looks back for this activity varies, so it’s important to get quotes from multiple companies if you have activity on your record.

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